Articles
Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Tax Planning
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How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.
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What Is a Required Minimum Distribution?
Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.
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When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
With traditional IRAs and most employer-sponsored retirement plans, taxes are not payable until funds are withdrawn.
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What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½
Tax-deferred retirement account withdrawals before age 59½ generally triggers a 10% federal income tax penalty.
Investing
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What Is an Exchange-Traded Fund?
ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.
Risk Management
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Am I Prepared for Long-Term Care Expenses?
The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.